CONSTRUCTION LOAN

Build with Confidence. Finance with Strength.

Whether you're breaking ground on a new project or expanding an existing structure, our construction loans provide the flexible funding you need, when you need it. From blueprint to completion, we help turn your vision into reality.

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ONE TIME CLOSE CONSTRUCTION LOAN

If you’re looking to build or remodel your dream home from the ground up, home construction loans could pave the way.

Also known as a self-build loan, a home construction loan allows aspiring homeowners to borrow for the costs of their building or renovation project. The loan could cover everything from the land where your home is being built to the construction company’s fees to the cost of materials and other needs.

Only One Closing Low Fixed Rates (with qualifying FICO score as low as 620)

No Mortgage payments are due during the Construction Period!

The loan is made directly to the buyer, not the builder.

Land Loans

Ground Up Loans

New Construction Loans

New Construction Loan

We offer new construction loans at fair interest rates and adjustable repayment terms. Fast action, personalized service and absolute transparency.

Construction Solutions At It's Best

Applying for a Construction loan, it's important to carefully consider the purpose of the loan, the amount needed, and the ability to repay. Comparing offers from different lenders, understanding the terms and fees, and reviewing the interest rate are crucial steps in finding the best Construction loan for your needs.

Construction Loan

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Construction Funding

Do you run a successful home remodeling or home furnishing business? Whether you are an experienced business owner or still in your first year, every business is at risk of going through a difficult season that can cause you to worry and sweat over whether or not you’ll make enough to pay the bills next month. ETG Financial is here to help you get through the tough months with ease and without all of the stress. We want you to be able to get back on your feet and back to the peak-season months of your business so that you can generate income reliably again. Even if you do not need funding to get through a bad month, having additional construction business funding can help you in numerous ways. Check out the variety of reasons below to get home remodeling business funding or home furnishing business funding.

Home Remodeling Funding

Getting business funding may be difficult at first, especially for newer and less established businesses. If you go through traditional banks, you’ll have a lot more hoops to jump through and requirements to deal with. With ETG Financial you’ll have less work to do on your end and a higher chance of getting the financing that you need.

When you get one of our home remodeling business funding, you’ll be able to take on newer projects, higher paying clients, more challenging projects, and so much more.

With newer projects, you’ll have the opportunity to try your hand at something your business may not have done before, which can help to further your portfolio overall for new clients down the road. Higher paying clients may ask for more expensive materials and having additional funding will allow you to get through the project without a problem.

Projects that offer more of a challenge to you and your crew will give you the chance to see more opportunities in the market, but you may have a lot of trial and error to go through. Don’t let funding issues hold you back.

Home Furnishing Funding

Just like home remodeling, home furnishing business funding can be difficult to get on your own. With ETG Financial we will help to solve all of your lending needs with as few steps as possible.

Our requirements to get the funding you need are minimal and easy to achieve for any small, established business. You shouldn’t hold yourself back from bigger and better projects just because you don’t have the necessary amount of money saved up.

Let ETG Financial help you to get a jump start on your home furnishing business by giving you the resources to move forward at a much faster rate than you could on your own.

Whether your company is helping to furnish a home or you are helping to overhaul a home and redecorate the interior, getting business funding is important in order to stay in business.

Do you have a construction business that focuses on remodeling and furnishing? Look no further than ETG Financial. We will help you with every step of the way, starting with a simple phone call or message. Let us know what you’re going through, what your challenges are, or the opportunity you are trying to capitalize on. We know that the need for immediate funding can crop up at any time and we are here to help you.

It’s important to us that all established businesses have the opportunity to thrive, grow, and flourish in any industry and market that strive to make a difference. Don’t let funding be the only reason you are holding yourself back!

Construction Loan Options

Construction-to-Permanent Loan

Stand-Alone Construction Loan

Owner-Builder Construction Loan

Renovation or Rehab Loan

Commercial Construction Loan

End Loan

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Frequently Asked Questions (FAQs)

What is merchant processing?

Merchant processing refers to the handling of electronic payment transactions for businesses, typically credit and debit card payments. A payment processor enables these transactions and deposits the funds into the merchant's account.

What do I need to start accepting card payments?

You need a merchant account, a payment gateway (if you're online), and a payment processor. Some platforms bundle these together.

What's the difference between a merchant account and a payment gateway?

A merchant account holds your card transaction funds before they're deposited into your bank account. A payment gateway securely transmits card information from your site to the processor.

What are typical fees for merchant processing?

Common fees include:

Transaction fees (1.5%–3.5%)

Monthly fees

Chargeback fees

PCI compliance fees

What’s the difference between flat-rate and interchange-plus pricing?

Flat-rate is a single percentage per transaction (e.g., 2.9%). Interchange-plus is the actual card network fee (interchange) plus a small markup, which can be more transparent and cost-effective for larger businesses.