HARD MONEY LOAN

Fast Funding. Real Assets. No Red Tape.

Need capital quickly for real estate investments or short-term projects? Our hard money loans offer asset-based lending with minimal documentation, fast approvals, and flexible terms, perfect for investors who need speed and certainty.

Full Name *

Phone *

Email *

Loan Products Available

DESCRIPTION OF HARD MONEY LOAN

A Hard Money Loan is a specific type of asset-base loan financing through which a borrower receive funds secured by real property. Hard Money Loans are typically issued by private investors or companies.

HOW DO HARD MONEY LOANS WORK?

A Hard Money Loan is simply a short-term loan secured by real estate. They are funded by private investors (or a fund of investors) as opposed to conventional lenders such as banks or credit unions. The terms are usually around 12 months, but the loan term can be extended to longer terms o 2-5 years.

Bridge Loan

Cash-Out Refinance Hard Money Loan

Commercial Hard Money Loan

What is the average interest rate on a Hard Money Loan?

Hard Money Loan rates can range from 7.5% to 15% with three- to 36 month terms. Points to close on Hard Money Loans typically fall between 2% and 10% of the loan amount. Pricing is Primarily based on risk, equity, and borrower experience (if a fix-and-flip).

Hard Money Solutions At It's Best

Applying for a Hard Money loan, it's important to carefully consider the purpose of the loan, the amount needed, and the ability to repay. Comparing offers from different lenders, understanding the terms and fees, and reviewing the interest rate are crucial steps in finding the best Hard Money loan for your needs.

Hard Money Loan

APPLY NOW

How do you qualify for a Hard Money Loan? Applying for a Hard Money Loan...

1) Present the potential value of the property you want to purchase.

2) Present a clear financial plan for your home project.

3) Prepare additional documentation.

4) Protect yourself legally.

5) Remain in constant contact with your lender.

Is it easy to get a Hard Money Loan?

Because Hard Money Loans are funded by private investors, as opposed to traditional banks, they are often referred to as 'private money loans'. Even though Hard Money Loans are faster and easier to get than conventional loans., borrowers still need to go through the underwriting process and qualify for specific terms.

Why Choose ETG Financial for Your Hard Money Loan?

1. Speed That Closes Deals - In real estate, time is everything. ETG Financial delivers fast approvals and quick funding, so you never miss an opportunity.

2. Asset-Based Lending Expertise - We focus on property value, not just credit scores. Our flexible underwriting helps investors get approved based on real assets and potential.

3. Tailored Loan Solutions - From fix-and-flip to commercial bridge loans, we offer custom terms that match your project needs, timeline, and exit strategy.

4. Transparent Terms, No Games - We keep it simple: no hidden fees, no bait-and-switch. You get clear terms and honest funding that works for you. not against you.

5. Investor-Focused Support - Our team understands the real estate game. We partner with you like fellow investors, offering insights, flexibility, and speed when it counts most.

6. Nationwide Reach, Local Understanding - Whether you're investing in urban flips or rural land, ETG Financial has the reach and knowledge to get your deal funded, fast.

Hard Money Loan Options

Fix-and-Flip Loan

Bridge Loan

Construction Hard Money Loan

Cash-Out Refinance Hard Money Loan

Land Loan

Commercial Hard Money Loan

APPLY NOW

100% Guarantee Best Service

Frequently Asked Questions (FAQs)

What is merchant processing?

Merchant processing refers to the handling of electronic payment transactions for businesses, typically credit and debit card payments. A payment processor enables these transactions and deposits the funds into the merchant's account.

What do I need to start accepting card payments?

You need a merchant account, a payment gateway (if you're online), and a payment processor. Some platforms bundle these together.

What's the difference between a merchant account and a payment gateway?

A merchant account holds your card transaction funds before they're deposited into your bank account. A payment gateway securely transmits card information from your site to the processor.

What are typical fees for merchant processing?

Common fees include:

Transaction fees (1.5%–3.5%)

Monthly fees

Chargeback fees

PCI compliance fees

What’s the difference between flat-rate and interchange-plus pricing?

Flat-rate is a single percentage per transaction (e.g., 2.9%). Interchange-plus is the actual card network fee (interchange) plus a small markup, which can be more transparent and cost-effective for larger businesses.