DEBT SETTLEMENT

Break Free from Debt, Without Bankruptcy

ETG Financial’s Debt Settlement program helps you reduce what you owe and resolve unsecured debt faster. Our experts negotiate directly with creditors on your behalf, so you can regain control, lower your stress, and move forward financially stronger.

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About Debt Settlement

Debt settlement is a proven strategy to reduce the total amount you owe and get out of debt faster. At ETG Financial, we work directly with your creditors to negotiate lower balances on unsecured debts, like credit cards, medical bills, and personal loans.

Unlike consolidation loans, which combine debts into one payment, debt settlement focuses on reducing what you actually owe. This can lead to significant savings and faster resolution. You'll make affordable monthly deposits into a dedicated account, and as funds build, we settle your debts one by one.

If you're overwhelmed by high balances and minimum payments, debt settlement may be the smart solution to help you breathe easier and rebuild your financial future.

Debt Consolidation Loan Products

Achieve your goals and regain control of your finances with the right support, right when you need it. ETG Financial offers tailored debt consolidation loans that combine multiple high-interest debts into one simple monthly payment at a lower fixed rate.

Whether you’re dealing with credit cards, medical bills, or personal loans, our loan products are designed to reduce your stress, save you money, and help you stay on track toward financial freedom.

Consolidating Your Balances Pays Off

Consolidating your debt can help you take control of your financial future. By combining multiple balances into one manageable loan, you can reduce interest costs, simplify your payments, and choose flexible terms that fit your lifestyle.

Whether your goal is to save money, lower your monthly payment, or become debt-free faster, ETG Financial offers solutions tailored to how you want to get there. No matter which path you choose, consolidation puts you back in charge.

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Pay Off Debt on Your Own Schedule

Don’t let debt control your future. With loans through our trusted lending network, you gain the flexibility to pay down your balances on your terms, with predictable, fixed monthly payments that fit your budget.

Take control, reduce your stress, and move forward with confidence, one simple payment at a time.

Why Choose ETG Financial for Debt Settlement?

1. Real Results, Not Just Promises - We negotiate directly with creditors to reduce your total debt, often settling for significantly less than you owe. Our results speak for themselves.

2. Personalized Plans That Fit Your Life - We create a custom settlement strategy based on your unique situation, budget, and goals, so you stay in control while we do the heavy lifting.

3. No Upfront Fees - You don’t pay us until we’ve successfully settled a debt. That’s our commitment to transparency and accountability.

4. Expert Negotiators on Your Side - Our experienced team understands how creditors work, and we use that knowledge to fight for the best outcomes on your behalf.

5. A Path Toward Financial Freedom - We don’t just settle debt, we help you break free from it. You’ll be supported every step of the way, with tools to rebuild and recover long term.

6. Trusted, Confidential Support - At ETG Financial, your privacy and peace of mind matter. We treat every client with the respect and discretion they deserve.

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Debt Settlement Options

Credit Card Debt Settlement

Medical Debt Settlement

Personal Loan Settlement

Private Student Loan Settlement

Business Debt Settlement

Debt Settlement for Collections & Charge-Offs

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100% Guarantee Best Service

Frequently Asked Questions (FAQs)

What is merchant processing?

Merchant processing refers to the handling of electronic payment transactions for businesses, typically credit and debit card payments. A payment processor enables these transactions and deposits the funds into the merchant's account.

What do I need to start accepting card payments?

You need a merchant account, a payment gateway (if you're online), and a payment processor. Some platforms bundle these together.

What's the difference between a merchant account and a payment gateway?

A merchant account holds your card transaction funds before they're deposited into your bank account. A payment gateway securely transmits card information from your site to the processor.

What are typical fees for merchant processing?

Common fees include:

Transaction fees (1.5%–3.5%)

Monthly fees

Chargeback fees

PCI compliance fees

What’s the difference between flat-rate and interchange-plus pricing?

Flat-rate is a single percentage per transaction (e.g., 2.9%). Interchange-plus is the actual card network fee (interchange) plus a small markup, which can be more transparent and cost-effective for larger businesses.