MERCHANT PROCESSING SOLUTIONS

Simplify Payments. Grow Your Business.

ETG Financial offers secure, seamless merchant processing solutions that help you accept credit cards, debit cards, and digital payments, online, in-store, or on-the-go. With fast approvals, low fees, and 24/7 support, we make getting paid easier than ever.

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PROVIDING INDUSTRY-LEADING HIGH RISK AND LOW RISK MERCHANT SERVICES

ETG Financial specializes as a full service Payment Service Provider in the high-risk and Low-risk payment processing space, offering e-commerce merchants credit card processing and alternative payment solutions tailored to the needs of their businesses.

Point-of-Sale (POS) Systems

Online Payment Gateways

ACH & eCheck Processing

Solutions for High-Risk and Low-Risk Merchants

Through our partner companies worldwide, our team works to source opportunities and invests capital along side of our institutional investment partners. With deep roots worldwide capital markets and fixed income communities, ETG Financial has the capability of providing airlines with substantial investment in structures that provide great flexibility, debt and equity. Through our partner company, ETG Financial, we deliver professional asset management services and innovative financing structures to both airline partners and investors.

ETG Financial Support

We will consult and negotiate on your behalf, ensuring your business begins accepting payments, maintains its merchant account, and maximizes approval ratios based on your target customer base. For us, merchant account approval is just the beginning and we are here to ensure that your accounts are performing as they should be.

Merchant Processing Solutions At It's Best

Applying for a Merchant Processing, it's important to carefully consider the purpose of the Merchant Processing Solutions, the need, and the ability to process. Comparing offers from different companies, understanding the terms and fees, and reviewing the rates are crucial steps in finding the best Merchant Processing for your needs.

Merchant Processing Services

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Merchant processing solutions, also known as payment processing solutions, refer to the services and technologies that enable businesses to accept and process payments from customers, particularly through electronic channels. These solutions play a crucial role in facilitating transactions, improving efficiency, and ensuring secure and reliable payment processing.

Here are key components and features of merchant processing solutions:

Payment Processing:

Credit Card Processing: Enables businesses to accept payments via credit cards, allowing customers to make purchases using their credit or debit cards.

Debit Card Processing: Similar to credit card processing but involves debiting funds directly from the customer's bank account.

E-commerce Integration:

Integration with online shopping carts and e-commerce platforms for a seamless and secure online payment experience.

Online Payment Gateway:

Facilitates online transactions by securely transmitting payment information between the website or online store and the payment processor.

Ensures the security of sensitive payment data through encryption and other security measures.

Mobile Payment Solutions:

Allows businesses to accept payments through mobile devices, such as smartphones and tablets.

Mobile wallets, QR code payments, and contactless payments are common features.

Virtual Terminal:

If customers can’t find it, it doesn’t exist. Clearly list and describe the services you offer. Also, be sure to showcase a premium service.

Security and Compliance:

Adherence to Payment Card Industry Data Security Standard (PCI DSS) to protect customer payment data.

End-to-end encryption and tokenization to enhance transaction security.

Multi-Currency Support:

Enables businesses to accept payments in various currencies, expanding their reach to international customers.

Reporting and Analytics:

Provides businesses with insights into transaction data, sales trends, and other relevant analytics to inform decision-making.

Fraud Prevention:

Utilizes fraud detection tools and algorithms to identify and prevent fraudulent transactions.

CUSTOMER SUPPORT:

Responsive customer support to address issues, provide assistance, and ensure the smooth operation of payment processing.

SETTLEMENT AND FUNDING:

Responsive customer support to address issues, provide assistance, and ensure the smooth operation of payment processing.

Businesses can choose merchant processing solutions based on their specific needs, industry, and the types of payments they want to accept. It's essential to consider factors such as fees, contract terms, customer support, and the level of integration with existing business systems when selecting a merchant processing solution.

Why Choose ETG Financial for Merchant Processing?

1. Fast, Easy Setup - Get your business up and running with quick approvals and seamless onboarding, whether you're just starting out or switching providers.

2. Transparent, Low Fees - We offer competitive rates with no hidden charges, helping you keep more of every sale while providing top-tier service.

3. Scalable Solutions for Every Business - From retail stores and restaurants to online shops and mobile vendors, our systems grow with you, whether you're processing $1K or $1M+ a month.

4. 24/7 Support & Real People - Our dedicated U.S.-based support team is here around the clock to help with chargebacks, equipment issues, and anything else you need.

5. Secure, PCI-Compliant Technology - We use the latest encryption and fraud protection tools to keep you and your customers safe, on every transaction.

6. Tailored for High-Risk & Niche Industries - Got a business others won’t touch? We specialize in finding merchant solutions for high-risk industries that need reliable, long-term support.

Merchant Processing Solutions Options

Point-of-Sale (POS) Systems

Mobile Payment Processing

Online Payment Gateways

Virtual Terminals

High-Risk Merchant Accounts

ACH & eCheck Processing

Contactless & Digital Wallet Payments

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100% Guarantee Best Service

Frequently Asked Questions (FAQs)

What is merchant processing?

Merchant processing refers to the handling of electronic payment transactions for businesses, typically credit and debit card payments. A payment processor enables these transactions and deposits the funds into the merchant's account.

What do I need to start accepting card payments?

You need a merchant account, a payment gateway (if you're online), and a payment processor. Some platforms bundle these together.

What's the difference between a merchant account and a payment gateway?

A merchant account holds your card transaction funds before they're deposited into your bank account. A payment gateway securely transmits card information from your site to the processor.

What are typical fees for merchant processing?

Common fees include:

Transaction fees (1.5%–3.5%)

Monthly fees

Chargeback fees

PCI compliance fees

What’s the difference between flat-rate and interchange-plus pricing?

Flat-rate is a single percentage per transaction (e.g., 2.9%). Interchange-plus is the actual card network fee (interchange) plus a small markup, which can be more transparent and cost-effective for larger businesses.